I understand that by providing the information above, an agent from Leverette Financial Services may contact me regarding health plan options.
Take that next step forward. Whatever your goal(s), Leverette Financial Services offer a wide range of Solutions to accomplish them. Our experience independent insurance agents in and around Charlotte, NC are dedicated to informing, educating, and empowering individuals on the most powerful ways to prepare and save for retirement. We are able to offer the best financial products on the market. We would love the opportunity to meet with you in your home, telephone or Zoom to ensure you make the best decision.
Indexed Universal Life Insurance • Indexed Annuity • Medicare Advantage • Medicare Supplement • Hospital Indemnity Plans • Final Expense Plan • Prescription Drug Plans • Dental & Vision Insurance
Medicare Advantage Plans – also called MA Plans or Medicare Part C – are a type of Medicare health plan offered by a private company that contracts with Medicare to provide all Medicare Part A (Hospital Insurance) and Part B (Medical Insurance) benefits.
Extra benefits included with a Medicare Advantage plan
Since MA plans are offered by private companies, they can be customized with extra benefits. Some benefits may provide coverage for:
This communication does not guarantee benefits and does not indicate all services received will be covered by your plan. Please refer to your Evidence of Coverage or call Customer Service at the number on the back of your ID card to confirm that the service will be covered by your plan.
A Medigap, or Medicare Supplement, plan pay after Medicare to help cover your deductibles, copays, and coinsurance that you would otherwise be responsible for covering. Private health insurance companies sell these popular plans.
Hospital stays can strain even the healthiest budget. At times, you can’t ignore the care you need even if it pushes you financially. Hospital Indemnity Insurance provides payment for each day spent in the hospital, and for some other qualified expenses as well. That’s money you can use as you choose, whether for hospital bills or those other costs that come up while you’re recovering.
Final Expense Insurance, commonly known as burial insurance, offers coverage for end-of-life expenses such as funeral arrangements and the cost of death. With the average funeral cost ranging from $8,000 to $10,000, families may face a significant financial burden during an already challenging time. Final Expense policies provide financial protection and reassurance, allowing your loved ones to focus on the grieving process without worrying about the cost of your end-of-life expenses.
Medicare beneficiaries have the option to enroll in the Medicare prescription drug benefit, also called Medicare Part D, which is a program aimed at assisting with the cost of self-administered prescription drugs through prescription drug insurance premiums. Optional Medicare Part B covers the cost of nearly all professionally administered prescriptions.
Original Medicare (Parts A and B) does not provide coverage for dental and vision care, which may have been noticeable when you enrolled. To address this gap, supplemental insurance plans for dental and vision care are accessible. These plans are reasonably priced and contribute to the costs of oral and eye appointments and treatments.
Indexed universal life (IUL) insurance is a type of permanent insurance that accrues cash value over the course of your lifetime. Unlike other universal policies that only offer cash value growth through non-equity earning rates, an IUL insurance allows for partial cash value growth through an equity index account. As with all universal life plans, you can use your accrued cash value to pay off your premiums in full or in part without affecting your death benefit.
An annuity contract that bases its interest rate payment on the performance of a predetermined market index is known as an indexed annuity. It is not the same as variable annuities, which base their interest rate on a portfolio of securities selected by the annuity owner, or fixed annuities, which pay a fixed rate of interest. Indexed Annuities are also known as equity-indexed or fixed-indexed.
Independent Agent
Office: 704-794-5757
Medicare: 704-286-1259
Cell: 301-706-6509
I understand that by providing the information above, an agent from Leverette Financial Services may contact me regarding health plan options.
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Leverette Financial Services is an independent authorized agent/agency licensed to sell and promote products from Blue Cross and Blue Shield of North Carolina (Blue Cross NC). The content contained in this site is maintained by Leverette Financial Services. Blue Cross and Blue Shield of North Carolina is an independent licensee of the Blue Cross and Blue Shield Association. ®, SM Registered marks of the Blue Cross and Blue Shield Association.
We do not offer every plan available in your area. Currently we represent 6 organizations which offer 50 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.